Singacebisa bonke abathengi ngeyona ndlela ifanelekileyo yoyilo ngokotyalo-mali, indawo yefektri, imfuno yongcoliseko njalo njalo. Apha thatha iSityalo sesi-4 njengomzekelo wokunika intshayelelo emfutshane yokukhangela ireferensi. Iinkcukacha-manani zomncono, ngakumbi izinga lesivuno se-oyile yeentlanzi zayo ziya kwahluka kwiintlobo zentlanzi ekrwada kunye nexesha lokuloba.
